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*looks at calendar* HOLY SHIT! HOW COULD I HAVE MISSED A YEAR! Nah, I don't like Paypal much, never really works for me. I prefer to just use my credit card, and no I don't really buy shit online.
If you have a credit card it is really easy to set up a Paypal account. With Paypal can't you also pay with a credit card without setting up an account?
With OP on this one, I tried to V.I.P before and Paypal started asking me dumb shit like to see my last two bank statements, which I really can't be arsed to do.
PayPal UK is absolutely brilliant, and doesn't ask for any of that shit. I just set it up the first time, and now whenever I have to pay (mostly eBay) I just log in and it does the rest.