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Yeah it was. We were together when it all happened
It was a few thousand at least. Paid off now though and she got the grades finally (she had made Dean's list that semester.....again). But now we have kids and jobs. Hard to go back now. She saw a "psychic" with her mom and aunts one time a few years back and she told my wife that she would be much happier if she went back to school too (never told the psychic this story either).
It is never too late for dreams though. When the kids get a little older, it is still possible. She will just have to work harder for it now. I got screwed out of a lot of things and gave up on them and I wish I hadn't. At the same time though, the only thing stopping me is money. So I understand that aspect of it. This economy is crap right now.