General Chit-Chat Thread - No Spoilers

[Chris]

Lmao that's a scam

 

[Chris]

My rate with discover is 4.3% rn and I've made hella savings income this year bc the interest rates have been high bc of inflation

 

[Butters]

I used to put like 10% of every paycheck into it back when i first got it and I barely ever got shit.

 

[Death By Looch]

you might tho she's married with 2 kids.

That wouldn't automatically rule it out

 

[Chris]

Oh it's actually 4.35 rn

 

[Butters]

then i looked at account settings and saw the interest rate and was like fuck this

 

[Chris]

I only keep like a month and a half's worth of expensive in my checking and the rest is elsewhere

 

[Chris]

The discover savings is convenient bc I have a checking with them too so even in emergencies I can do an instant transfer

 

[Chris]

And the checking account gives a 1% cash back on debit card purchases up to $30 a month

 

[Butters]

nice, I use a Citi credit card that's double cash back. I get 1% when i make the purchase and then when my statement comes out I get another 1% for whatever I paid off.

 

[Chris]

I have a discover credit card too and it's 1% cash back as well but 5% for certain things every quarter, this quarter it's Amazon purchases so I've done a lot of those for gifts

 

[Butters]

nice

 

[Chris]

And they'll match whatever cash back I earn for the first year, that's gonna be great in like 10 months

 

[Chris]

I basically switched all my shit to discover lmao except for an investment account I have

 

[Butters]

i used to use my apple credit card a lot back when i had my iphone. it was 1% on everything, 2% on apple pay, 3% on itunes/apple store, and 5% on a random thing every month/quarter.