General Chit-Chat Thread - No Spoilers

[Butters]

Right now I have the American Express Gold Card which isn't terrible but it gives me points instead of cash back. I can convert it to cash back basically but i think it loses value.

 

[Chris]

Citi is great for cash back I've heard yeah

 

[Cwalker]

I just go through stages where I binge drink for a month straight and then stop for a month I've accepted it

same. I was drinking every day. Shit gets expensive

 

[Chris]

same. I was drinking every day. Shit gets expensive

buy lower middle shelf boxed wine like me

 

[Butters]

I had 81k points with it and used it to pay for my ps5.

 

[Sabretooth]

how about when you don't charge enough and that makes your credit score go down when you haven't missed a payment lol

well they wanna know you can have a good amount of credit and pay it back on time lol

 

[Chris]

Sabs is a simp for the credit system lol

 

[Chris]

If you have no debt you look irresponsible for some reason

 

[Cwalker]

buy lower middle shelf boxed wine like me

If I’m gonna destroy my liver, it’s gotta be with the finest of alcohol

 

[Butters]

I used to use my Apple Card for everything but when I upgraded my phone I went Android so I can't really use it.

 

[Cwalker]

And speaking of finest…

 

[Cwalker]

Fuck Kona Reeves

 

[Chris]

I've been using PayPal credit a lot when its an option, 0 interest if you pay in full after a few months

 

[Chris]

I'm still paying off my tickets to the collective Mania weekend on there I think

 

[Butters]

Apple Card was 1% cash back on everything. 2% if you use Apple Pay, and 3% on certain stores and all apple store purchases.