General Chit-Chat Thread: A New Beginning

[Chris]

Well 10 years since the COVID grace ended, I didn't have to make any payments for like the first 3 years bc right when my repayments were supposed to start they paused then

 

[Chris]

I was approved for 20k forgiveness last year but then the course blocked it

 

[Chris]

I had enough in my savings to just pay everything off of that went through and be done

 

[Butters]

biden did it

 

[Chris]

I kept getting emails from Biden saying he was against the block and apologizing for the time I took to fill out the application lmao

 

[Professor Booty]

From years of experience I can tell you this Chris as soon as you pay your car off it’ll need some crazy expensive repair within 3 months

 

[Chris]

From years of experience I can tell you this Chris as soon as you pay your car off it’ll need some crazy expensive repair within 3 months

yeah I'm not really looking to keep it forever anyway, once interest rates go down I'll just get my dad or brother to find me a good deal bc they're both salesmen now

 

[Chris]

They always find me the used with only 2k miles and something like hail damage listed but they were actually under a roof during it

 

[Chris]

The car I have now is a 2020 Toyota Camry I bought with like 3k miles on it, it was a company car before they closed down bc of COVID

 

[Butters]

my car is paid off, still going strong

 

[Butters]

it's 7 years old now

 

[Professor Booty]

yeah I'm not really looking to keep it forever anyway, once interest rates go down I'll just get my dad or brother to find me a good deal bc they're both salesmen now

Nice!
I paid mine off last summer
Writhin month the rear drive shaft disintegrated
$2500

 

[Chris]

The sad thing is at the time my credit wasnt great so it was a a higher interest rate for the time but once my credit got better and I started looking at refinancing interest rates gad skyrocketed so mine was now better

 

[Professor Booty]

The car I have now is a 2020 Toyota Camry I bought with like 3k miles on it, it was a company car before they closed down bc of COVID

Toyotas and Hondas are the way to go

 

[Chris]

So I'm stuck at an interest rate that wasn't good when I bought it bc I didn't wanna put my parents on as a cosigner l