Pretty close battle.
BDC: Not a fan of the background. The swirled effect looks really plain, not very compelling. PSDs and text is good as well as the Overdrive logo. The ACW logo needed to cut or worked into the banner.
Fetter: I like the background, but it isn't perfect. I'm glad you played around with the PSD, and it turned out well. Not the best font choice, but it works.
My vote goes to Fetter.