Pretty simple, and didnt get to the point.
- you added the vector brush, ok..? then you added the psd,.. ok?..then you added another vector brush... ok?.. then you added scanlines all over it..
ok, remove the part of the vector brush (only the part where it overlaped the psd). Remove the scanlines where it overlaps the psd as well.
Add something on the left side of the banner, it looks empty.
The border doesnt suit the banner, its way too darker and stands out more than anything in the banner itself.. thats not good, coz it focuses our attention rather than the most attention that should be from the banner itself.
Make the PSD has more focus and add some light that would go along with the shadow and light of the PSD. (hint: on the right side
)
The text looks blurry and out of tone. Try add some effect, or change the opacity.